FHA Loans


FHA loans are an attractive option, especially for first-time homeowners in Boulder, as well as all of Colorado, because it is insured by the Federal Housing Administration (FHA). Primarily, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments. Typically the borrower can be approved with 3.5% down vs 20% that is required on other loan programs.

  • What is a FHA Loan?
    • A FHA Loan is provided by the Federal Housing Administration and has a lower down payment.
  • Benefits of FHA Loans
    • There are many benefits to FHA Loans beyond just a lower down payment.
  • FHA Loan Eligibility
    • FHA Loans have more flexible requirements than a traditional conventional mortgage.
  • FHA Loan Limits
    • Different counties have different limits on how much you can borrow for an FHA Loan.



Have questions about mortgage loans? Call us at (303) 443-5575. We answer questions about different types of loans every day!